This is a contract between you and Borges Technology Ltd (herein referred to as the company). MyChange and other associated products and services hereinafter referred to as 'the products' are owned and run by the company.
At the company, we take your privacy seriously. This Privacy Policy describes how we use the information we collect or that you provide to us through the products and other electronic communications.
These govern your use of and access to the products. By accessing or using the products or by otherwise accepting the Terms of Use, you consent to this Privacy Policy . If you violate or do not agree to these Privacy Policy and the Terms of Use, your access to and use is unauthorized.
These provisions also apply to every service or action incidental to the performance or functionalities of the products.
The products are a suite of websites, applications, software and hardware tools, third party integrations, plugins through which the company delivers her products and services to you.
By using the products and agreeing to the Terms of Use which this Privacy policy is part of, you have consented to the taking, processing, storage , transfer, sharing of your data according to the Nigerian Data Protection Regulations, 2019 and all other data protection regulations in all territories where you access the products.
By using and agreeing to the terms and conditions which this Privacy policy is part of, you have accepted that the taking, processing, storage, transfer and sharing of your data is necessary for the performance of the contract between you and the company according to the Nigerian Data Protection Regulation, 2019, and all other data protection regulations in all territories in which you access the products.
We collect information to deliver the products and services you request, to help improve your experience, and to support our business functions.
We do not sell your data.
We may collect the following categories of personal information. Not all categories may be collected about every individual:
We collect personal information about you in two different ways: (1) Information you provide directly to us and (2) information we collect from others.
You provide information to us when you interact with the products including when you join our mailing list, create an account, subscribe to a plan , contact us (via email, telephone, or otherwise), respond to a survey or questionnaire, or enter a contest, sweepstakes, or other promotion sponsored by us.
When you interact with the company using an external social network (for example, your Facebook account), we may collect your name and other details from your social network profile and account. Please note that when interacting with the products from a third party social network, in addition to our Terms of Use and Privacy Notice, you are bound by the terms of use and privacy policies of those websites.
When you use the products, we and third parties may collect certain information by automated means, using technologies such as cookies, Web server logs, Web beacons, JavaScript, and components of our apps. We may tie this information to personal information about you that we collect from other sources or that you provide to us.
We may share your information with third parties for purposes of ads and operations. In such situations, your data shall be anonymized and shall not be traced back to you.
Cookies are files that websites send to your computer or other Internet-connected device to uniquely identify your browser or to store information or settings on your device. Without cookies, you may not be able to use all the features of The products .
The products may use HTTP cookies, HTML5 cookies, Flash cookies, and other types of local storage (such as browser-based or plugin-based local storage). Your browser may allow you to be notified when you receive certain types of cookies and how to restrict or disable certain cookies.
Web server logs may collect information about your device, operating system, browser, domain, and other system settings, such as the language your system uses and the country and time zone where your device is located; the address of the Web page that referred you to The products ; the IP address of the device you use to connect to the Internet; and other information about your interaction with the products , such as which pages you visit. To control which Web servers collect information by automated means, we may place small electronic tags called Web beacons on our Web pages and in our emails, which are files that link Web pages to particular Web servers and their cookies. Again, without web server logs and web beacons, you may not be able to use all of the features of the products .
We or third parties also may send instructions to your device using JavaScript or other computer languages to store or gather the sorts of information described above and other details about your interactions with The products .
When you install a mobile app that we provide, we may use or work with partners and service providers who use mobile “SDKs” or similar code, in order to collect information such as device identifiers, mobile advertising identifiers (e.g., IDFAs and Android Advertising IDs), IP addresses, Internet connection information, as well as details about your device (such as device type), mobile browser or operating system, or about how you interact with our apps or services. A mobile SDK is in effect the mobile app version of a pixel tag or beacon. The SDK is computer code that app developers can include in their apps to enable ads to be shown, data to be collected, and related services to be implemented. We may use this technology, for instance, to analyze how our customers use our applications and make purchases, or to deliver or measure certain advertising through mobile applications and browsers based on information associated with your mobile device. These SDKs (or other, similar mobile applications and code) may collect mobile identifiers or geolocation information, which may be precise, GPS-level information.
We receive information about you from other sources to help us correct or supplement our records, improve the quality or personalization of our services and marketing to you, and prevent or detect fraud.
We may use the information you provide directly to us and information we collect about you for various purposes, including to:
We use third-party Web analytics services, such as those of Google Analytics, to help us analyze how users use The products . These service providers use cookies and other automated technologies to collect information about you when you visit The products .
The ad services we use to collect information from you may track your online activities over time and across websites. If we use a third party to collect this information, they may use this information to show you advertisements for The company or others that are tailored to your individual interests or characteristics and/or based on prior visits to our Sites. We and third-party vendors may use these cookies together, and may combine them with other data we collect from you, (1) to inform, optimize, and serve ads (including ads based on past visits to The products ) and (2) to report on our ad impressions, other uses of ad services, and interactions with these ad impressions and ad services (including how they are related to visits to the products ).
Do Not Track is a voluntary program among Internet advertisers that is intended to give users the ability to opt out of behavioral targeting and advertising. At this time, we do not respond to “do not track” settings.
All of the categories of personal information that we collect could be shared with other companies, including those within our corporate family, for a business purpose. We may share the information we collect or you provide with our service providers as well as with joint marketing partners , for any of the purposes set forth in this Privacy Notice. For instance, we may share the information we collect with service providers that provide hosting services, customer and technical support, marketing, billing, payment, or email services, security, anti-fraud or other operational support.
In addition, if you sign up for an account by clicking on an affiliate or referral link (e.g., on a social media site or elsewhere online) served by someone who has identified you as a contact of theirs, we may share your personal information with that contact. We may also inform people who identify you as their contact whether or not you have a company account, e.g., to permit them to serve as your company referral.
We may share aggregated, anonymized, or de-identified personal information with any third party, without any restriction, including through the use of cookies and other automated technologies.
Subject to applicable law, we may disclose your personal information:
Subject to applicable law, we may disclose your personal information:
If you would like to update or modify your personal information, you may contact us as described in the How To Contact Us section below or, where applicable on the products , you may make these choices directly by logging into your account. You may unsubscribe from any of our promotional emails by clicking on the “unsubscribe” link at the bottom of any promotional email you receive from us.
We take many steps to protect your information, but we can’t promise that our security program will eliminate all security risks. When you provide information to us, you do so at your own risk.
But we do ask you to please help protect your information. There are a number of things you can do, such as:
Taking these steps will not guarantee security but may help lower the risk or impact of certain security threats.
The products may provide links to other third party websites and online services, such as on The products or third party service providers that help The products operate. Linked websites and services may have their own privacy policies, which we strongly suggest you review. We are not responsible for the content or use of any third-party websites or services o privacy or security practices
1. You can ask us what personal information we have about you, including a list of categories of your personal information that we have sold and a list of categories of your personal information that we have shared with another company for a business purpose.
2. You can ask us to delete your personal information.
More information on each of these requests is below.
1. "What personal information do you collect about me?" If you make this request, we will return to you (to the extent required by the law):
• The categories of personal information we have collected about you.
• The categories of sources from which we collect your personal information.
• The business or commercial purpose for collecting or selling your personal information.
• The categories of third parties with whom we share personal information.
• The specific pieces of personal information we have collected about you.
You can ask us to provide you with this information up to two times in a rolling twelve-month period. When you make this request, the information provided may be limited to personal information we collected about you in the previous 12 months.
2. Delete My Personal Information: You have the right to ask that we delete your personal information. Once we receive a request, we will delete the personal information (to the extent required by law) we hold about you as of the date of your request from our records and direct any service providers to do the same. In some cases, deletion may be accomplished through de-identification of the information. If you choose to delete your personal information, you may not be able to use certain website or in-store functions that require your personal information to operate. Deleting your personal information will not cancel memberships you have purchased.
Your information is stored on a Cloud Server in Frankfurt. The location of your data storage may change based on the technical and business requirements. The company commits to the privacy and security of your data at all times. By using the products and agreeing to the terms of use, you consent that this is necessary for the performance of this contract as local alternatives are not sufficient.
Our cloud service partners observe the strictest data protection regime under the European General Data Protection Regulation, Nigerian Data Protection Regulation and other data protection regulations in any territory in which you are accessing the products.
Where necessary to share your data with third parties as explained above, your data might be stored in the data warehouse of such parties anywhere in the world. We take great care to ensure our third party partners or service provides provide the best data protection practices. However, we cannot guarantee this. We would not be liable in the case of breach of their Security infrastructure exposes your data.
We may update this Privacy Notice periodically to reflect changes in our practices or relevant laws as we grow. To notify you of any changes that we make, we will post the updated version.
Mail To: [email protected]
Call: +234 8162801298
Visit: 33, Bishop Street, Surulere, Lagos.
